Andaluma family · Nomad Guidance

A life
without
borders.

You sold the house or the business, and you want what comes next to keep the lifestyle going. I go and find out what actually holds up.

André's Investment Guidance maps the legal, tax and technical setup jurisdiction by jurisdiction, so wherever you build your life, your capital has a home and a plan. Frameworks, not hot tips.

Explore the guidance →
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André's Investment Guidance

Andaluma

By country Frameworks AI guide
Status Foundation live · content in progress

The person behind the guidance

Who is André and why would I stick around?

An honest look at where a traveling family actually puts its money, and what it would mean for yours.

I am not your broker or finance guru driving a nice car to show off my successes. I am a low key father and husband that has a genuine interest in real estate, hospitality, construction and investing who has lived in a cozy little villa in Kuta, Lombok, getting around (with the family) on a Honda Scoopy, ideally dressed in a colorful shirt and wearing flipflops.

André on the road, on a site visit

See it before you trust it.

André spends real time in each location and reports what he actually finds, good and bad.

Understand the real numbers.

Taxes, ownership rules, real costs and real profits, per country, in plain language.

No pressure, no pitch.

He shares findings like a friend would. If something fits you, he helps. If it doesn't, he says so.

Invest without relocating.

You do not have to move somewhere to invest there.

Read the full story → Follow @an.da.lu.ma ↗

Guidance by country

Jurisdiction playbooks

Every country handles a foreign or non-resident investor differently: residency thresholds, capital gains treatment, brokerage access, banking, reporting. Each playbook below distills one jurisdiction into a practical setup guide. More countries are added as they're researched.

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3 posts + monthly
Southeast Asia · Lombok

Indonesia

The personal story, foreign-ownership structures, a ground-level map of South Lombok's areas, and findings from time spent living there.

Open Indonesia →
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Planned
Middle East

United Arab Emirates

Personal-tax treatment, residency via company or property, and global custody access.

Coming soon
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Planned
Caucasus

Georgia

Foreign-buyer property rights, residency options and how the territorial tax system treats investors.

Coming soon
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Planned
Europe

Italy

Buying process for foreigners, residency routes and the tax regimes available to new residents.

Coming soon
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Planned
South America

Peru

Tax residency rules, foreign-income treatment and banking for a Lima base.

Coming soon
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Exploring
South America

Paraguay

Residency options and a territorial tax system, being scoped as a possible base for investors.

Under review
➕
Suggest
Your jurisdiction

Request a country

Living somewhere not listed yet? Tell us where. Jurisdictions are prioritised by demand.

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Frameworks for the borderless investor

The moving parts

Underneath every country playbook are the same recurring questions. These frameworks give you a repeatable way to think through each one, so a new jurisdiction becomes a checklist, not a research project from zero.

01

Residency & tax exposure

Where you're tax-resident, day-count thresholds, and how foreign income is treated where you live.

02

Brokerage & market access

Which brokers accept your residency, what markets you can reach, and where custody actually sits.

03

Structuring & entities

When holding personally is fine and when a company, trust or foundation earns its keep.

04

Banking & currency

Multi-currency accounts, moving money across borders, and managing FX without bleeding on spreads.

05

Reporting & compliance

CRS, FATCA, local filings: what has to be declared, to whom, and by when.

06

The technical stack

Tools, apps and workflows that make a location-independent portfolio actually manageable.

From the blog

Latest · South Lombok
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New
Indonesia · Lombok

South Lombok Isn't One Place. Here's a Ground-Level Map of It.

A firsthand, zone-by-zone map of Kuta, Selong Belanak, Mawi, Tanjung Aan, Torok, Tampah and Are Guling, what's actually there, and who each one fits.

Read the breakdown →
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Ownership
Indonesia · Ownership

Three Ways to Own Real Estate in Indonesia as a Foreigner

No freehold, but three real, legal routes. What each one actually costs, and where people get stuck.

Read the breakdown →

Phase 2 Coming soon

Ask the guidance, in plain language.

An AI guide is coming, trained on these country playbooks and frameworks, connected to a live knowledge base. Ask it "what changes for my setup if I'm looking at Georgia versus Italy?" and get a grounded, jurisdiction-aware answer instead of a generic one. It won't replace professional advice; it'll help you arrive prepared.

Request early access →

Get in touch

A question · a country request · the monthly update

Send a message

Considering a jurisdiction, want a country added, or just have a question? Tell us. You'll get a real reply from André, not a template.

We use your details only to reply to you. Prefer email? invest@andaluma.com.

The monthly update

One email a month on what André found on the ground: taxes, ownership rules, real costs. No sales talk, unsubscribe any time.

We'll send a confirmation email. Click the link to complete your subscription (double opt-in).

Goes deep on a curated few (Indonesia, UAE, Georgia, Italy, Peru), not everywhere at once.

Educational content: not financial, tax or legal advice. André's Investment Guidance shares general frameworks and jurisdiction research for information only. Rules change and your situation is specific. Always confirm with a licensed professional in the relevant jurisdiction before acting.